Insurance Basics

When you're applying for an Individual or Family plan, learning health insurance basics can help you choose your health plan and know how it works.

Plan types

Type of Plans

Blue Cross and Blue Shield of Texas (BCBSTX) offers many health plans.

Health Insurance Costs

Learn what premiums, deductibles, copayments and coinsurance are and how they work together.

Review costs

How to Enroll

You have several different ways to enroll in a 2022 BCBSTX health plan.

Research options

2022 Special Enrollment Period (SEP)

If you went through a qualifying life event, you can still apply for a 2022 health plan during the Special Enrollment Period.

Browse plans

Plan types

Financial Assistance

Our Premium Tax Credit (PTC) Estimator tool can show you if a subsidy, also known as a PTC or financial help, may help you save on your health plan's monthly bill.1

Get estimate

Health Care Terms

Look up common health care terms in our glossary.

Search glossary

1 CMS.gov, 2021 Marketplace Special Enrollment Period State-by-State Premium Savings for Returning Consumers from the American Rescue Plan 

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